WHAT DOES CYPRESS CREEK, LLC DBA GETGREEN123 DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Consumers have the right to limit some but not all sharing. This notice tells you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
* Social Security number and checking account information
* Payment history and income
* Employment information and wire transfer instructions
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reason Cypress Creek Financial LLC DBA GetGreen123 chooses to share; and whether you can limit this sharing.
|Reasons we can share Your personal information||Does Cypress Creek Financial LLC DBA GetGreen123 share?||Can you limit this sharing?|
|For Our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||YES||NO|
|For Our marketing purposes – to offer Our products and services to you||YES||NO|
|For joint marketing with other financial companies||NO||WE DO NOT SHARE|
|For Our affiliates’ everyday business purposes – information about your transactions and experiences||YES||NO|
|For Our affiliates’ everyday business purposes – information about your creditworthiness||YES||YES|
|For Our affiliates to market to you||YES||YES|
|For nonaffiliates to market to you||YES||YES|
To limit Our sharing
Call (800)986-3017 – our menu will prompt you through your choices
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we can share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Who We are:
Who is providing this notice?
What We do:
How does Cypress Creek Financial LLC protect my personal information?
To protect Your personal information from unauthorized access and use, We use security measures. These measures include computer safeguards and secured files and buildings.
How does Cypress Creek Financial LLC DBA GetGreen123 collect my personal information?
We collect Your personal information, for example, when You
* Apply for a loan
* Give Us Your income information
* Tell Us where to send the money
* Provide account information
* Provide employment information
We also collect Your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?
You have the right to limit only
* sharing for affiliates’ everyday business purposes – information about Your creditworthiness
* affiliates from using Your information to market to You
* sharing for nonaffiliates to market to You
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on Your account.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include companies with a common corporate identity of Cypress Creek; financial companies such as [insert illustrative list of companies]; nonfinancial companies, such as [insert illustrative list of companies]; and others, such as [insert illustrative list].’’
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Non-affiliates we share with can include service providers and data processors.
- Nonaffiliates we share with can include [list categories of companies such as mortgage companies,
- insurance companies, direct marketing companies, and nonprofit organizations].’’
A formal agreement between nonaffiliated financial companies that together market financial products or services to You.
- Cypress Creek Financial LLC does not jointly market.
Other Important Information:
If we extend credit to a consumer, or guarantee credit offered to a consumer by an unaffiliated 3rd party lender, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider any information collected about these additional accounts as part of the consumer’s application and may use such information in our underwriting processes.
Use of Autodialers
Cypress Creek Financial LLC and/or our affiliates, may contact you via text messages and/or telephone calls at the telephone number you provided using autodialers and/or pre-recorded messages.