Line of Credit in Kansas
Summary
Line of Credit
$200- $2,500*
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GetGreen123 is a licensed lender in the state of Kansas. We provide Line of Credit for your cash needs.
GetGreen123 Line of Credit allows you to receive quick access to cash when you need it most.
A line of Credit is a preset open-ended borrowing limit that can be drawn on repeatedly so that you have greater control over how much you need and when you need it Once you are approved, you can choose to either draw the full credit limit at once or smaller amounts when you need them if you have credit available.
How Line of Credit Works:
The online application process is fast and easy. Once you are approved for funding, tell us how much of the line you want immediately. You can request the money to be deposited into your account as early as the same business day with our instant funding option. You can take additional withdrawals whenever you need them if you have available credit. You may also be eligible for increases in your Line of Credit.
You can contact us by phone, text messaging or email and one of our friendly customer service representatives will be happy to help you.
Line of Credit Cost
Interest on the outstanding principal balance of the Line of Credit is calculated at a daily rate of 2.6027%. This corresponds to an APR (annual percentage rate) of 950%. This interest is only charged on the amount you draw and not your total credit limit. In addition, there is an advance fee of 10% of the amount you draw which is deducted from the amount funded.
Minimum Payment
Your minimum payment required for each due date also includes a mandatory payment towards your outstanding principal and is calculated as below:
Your “Minimum Payment Due” will be the greater of (a) $100 (or $50 if your billing cycle is bi-weekly or semi-monthly); or (b) all unpaid interest accrued during the current Billing Cycle (calculated as explained above) plus an amount equal to 20.0% of the combined principal balance and Advance Fee balance at the end of each Billing Cycle (10.0% if your Billing Cycle is bi-weekly or semi-monthly).
The exact amount of your minimum payment due and the due date will be included in your periodic billing statement. You can also make larger payments to reduce your balance and reduce the cost of your Line of Credit.
Payments will be due on your pay dates and you will receive periodic billing statements prior to your due dates outlining what you owe.
Periodic Billing Statement
Periodic statements contain a listing of all transactions, interest and fees within a billing cycle and are generated a day after your billing cycle ends. A new billing statement will be generated on each due date.
Expedited Funding
We know that in times of emergency, cash is needed as soon as possible. You can receive your funds on the same business day with our Expedited Funding service. We offer instant funding via debit card and ACH. The cut off time for debit cards is 6pm CST Monday – Friday and Saturday at 4:30pm CST. The cut off for same day ACH deposits is Monday – Friday 2:30pm CST. Expedited funding is available during business hours, excluding national and bank holidays.
State License
Cypress Creek Financial, LLC DBA GetGreen123 is a Supervised lender licensed by the state of Kansas Office of the State Bank Commissioner, Consumer and Mortgage Lending Division and is governed by all applicable laws. For questions regarding the license of Cypress Creek Financial, LLC DBA GetGreen123, visit the National Multistate Licensing system website here.
Have additional questions regarding the Line of Credit in Kansas?
Check out our FAQs page or call our customer service team at 800-986-3017. You can also text us at 63591 or email [email protected]. We will be happy to assist you.