Installment Loans in Utah


Type of Loan


Loan Amount

$100 – $2500

Loan Term

Up to 10 Months


* For detailed information on the annual percentage rate (APR) and all other applicable terms to your loan governed in the state of Utah, please refer to your loan agreement. If you elect expedited funding in Utah, an additional fee will be charged.

Need a loan now? We’re here to help.

Get an Online Loan in Utah

If you live in Utah and need an online loan, look no further than GetGreen123. GetGreen123 is a licensed lender in the state of Utah which means we lend you the cash directly, not refer you to other lenders. Our online application form takes just minutes to complete and can be completed with the help of one of our customer support specialists.

We offer installment loans that can be obtained online or by phone. These loans are typically for emergency situations and unexpected expenses. You can borrow $100 to $2500 with our Utah installment loans. The loan is paid back in installments over approximately 8 months. GetGreen123 advises all of our customers to pay off their loan early before the final due date to minimize the total cost of the loan as there are no prepayment penalties.

Expedited Funding is available

We know that in times of emergencies cash is needed as soon as possible. You can receive your funds on the same business day with our Expedited Funding service. We offer instant funding via debit card and ACH.  The cut off time for debit cards is 6pm CST Monday – Friday and Saturday at 4:30pm CST. The cut off for same day ACH deposits is Monday – Friday 2:30pm CST.  The cost for expedited funding in Utah is $2.25.

The Cost of an Installment Loan

Our installment loans fully adhere to the Utah state laws. The APR will vary based on your loan amount, duration, pay frequency, history with us, and risk profile. Please see your loan agreement for the exact APR and cost for your loan. Making additional payments towards your principal or paying your loan off early can reduce the total cost of your loan. Early payments and payoffs can be made at any time.

This installment loan is an expensive form of borrowing and is not intended to meet long-term financial needs.

Example Loan Payment Schedule

GetGreen123 Installment Loans consist of approximately equal payments with the exception of the final payment which will vary slightly. Your specific loan payment schedule will be included in your loan agreement and will be accessible to view online at Remember that there are no prepayment penalties, so you can pay the loan off at any time. Below is an example of a payment schedule for a $500.00 loan to a first time customer with bi-weekly payments and an 8 month duration. Please note that your payment schedule and APR may vary based on your history with our company, loan duration, loan amount, payment intervals, and risk profile. A loan to a returning customer at the VIP Level or a lower risk profile new customer will have a lower APR. Please review your loan agreement carefully to assure that you understand the terms and costs of your loan.

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
The cost of your credit as a yearly rate The dollar amount the credit will cost you The amount of credit provided to you on your behalf The amount you will have paid after you have made all payments as scheduled
769.16% $2663.16 $500 $3163.16

Payment Schedule

Payment Date Payment Amount
10/06/2023 136.06
10/20/2023 136.06
Payment Date Payment Amount
11/03/2023 136.06
11/17/2023 136.06
12/01/2023 136.06
12/15/2023 136.06
12/29/2023 136.05
01/12/2024 136.06
01/26/2024 136.06
02/09/2024 136.06
02/23/2024 136.06
03/08/2024 136.06
03/22/2024 136.06
04/05/2024 136.06
04/19/2024 136.06
05/03/2024 136.06
05/17/2024 136.06
05/31/2024 136.06
06/14/2024 136.06
06/28/2024 136.06


State License

Cypress Creek Financial, LLC DBA GetGreen123 is a proud licensed lender in the state of Utah and the loan agreement is governed by applicable laws of your state. Click here for contact information.

Utah Consumer Credit Notification

Have any more questions about Online Installment Loans in Utah?

Check out our FAQs page or call our customer service team at 800-986-3017. You can also text us at 63591 or email [email protected]. We will be happy to assist you.